💰 Finance Calculators
Plain-English money calculators tuned for India — loans, investments and taxes. Each one explains the formula so you understand the number, not just see it.
EMI Calculator
Calculate your monthly loan EMI, total interest and total payment.
SIP Calculator
Estimate the future value of your monthly mutual fund SIP.
GST Calculator
Add or remove GST at 5%, 18% or any other slab in seconds.
Compound Interest Calculator
See how your money grows with compound interest over time.
Simple Interest Calculator
Calculate simple interest and total amount in seconds.
FD Calculator
Estimate your fixed deposit maturity value and interest.
Percentage Calculator
Work out percentages, ratios and percentage change.
Discount Calculator
Find the sale price and how much you save on a discount.
Gratuity Calculator
Calculate your gratuity with the 15/26 formula in seconds.
HRA Calculator
Find how much of your HRA is tax-exempt with the 3-rule test.
Inflation Calculator
See what today's money will be worth — and cost — in the future.
Lumpsum Calculator
Project the future value of a one-time investment.
CAGR Calculator
Find the compound annual growth rate between two values.
SWP Calculator
Plan monthly withdrawals — and see how long your corpus lasts.
Income Tax Calculator
Calculate your income tax under India's new regime instantly.
Salary Calculator
Convert your CTC into the monthly amount that actually arrives.
PPF Calculator
Project your Public Provident Fund maturity, tax-free.
RD Calculator
Calculate recurring deposit maturity with quarterly compounding.
NPS Calculator
Project your retirement corpus and pension under NPS.
Home Loan EMI Calculator
Calculate your housing loan EMI, interest and total cost.
Car Loan EMI Calculator
Work out your car loan EMI before you visit the showroom.
Tip Calculator
Work out the tip and split the bill between any number of people.
GPA Calculator
Calculate your grade point average on the 4.0 scale, weighted by credits.
Step Up SIP Calculator
Project your SIP's maturity value when you increase it every year.
Sukanya Samriddhi Yojana Calculator
Calculate the maturity value of your daughter's SSY account.
EPF Calculator
Project your Employees' Provident Fund balance at retirement.
FIRE Calculator
Find your FIRE number and how many years until you reach it.
Net Worth Calculator
Add what you own, subtract what you owe — your true financial position.
Emergency Fund Calculator
How much you should keep aside, and how long until you're covered.
Percentage Increase Calculator
Find the percent change between two numbers — increase or decrease.
Zakat Calculator
Work out your zakatable wealth, the nisab, and the 2.5% due.
VAT Calculator
Add VAT to a net price or back it out of a gross price, at any rate.
Mortgage Calculator
Monthly repayments, total interest, LTV and a year-by-year schedule.
GST Calculator (Australia)
Add 10% GST to a price or back it out of a GST-inclusive total.
Superannuation Calculator
Project your Australian super balance from salary and employer contributions.
Salary to Hourly Calculator
Convert an annual salary to hourly, daily, weekly and monthly pay — or back.
Overtime Pay Calculator
Calculate time-and-a-half or double-time pay and your weekly total.
UK Salary Calculator
Your monthly take-home from gross salary: income tax, NI, pension, student loan.
National Insurance Calculator
Your employee NI for 2025/26, with the band-by-band breakdown.
Student Loan Repayment Calculator
What you'll repay monthly on Plan 1, 2, 4, 5 or postgraduate loans.
Capital Gains Tax Calculator
CGT on shares, crypto and property at the 18% and 24% rates.
Retirement Calculator
Project your retirement savings and the monthly income they can support.
Loan Prepayment Calculator
See what a lump-sum prepayment saves: shorter tenure vs lower EMI, compared.
TDS Calculator
TDS on interest, rent, contractor, commission and professional fees.
YouTube Earnings Calculator
Estimate monthly and yearly YouTube income from views and your niche's RPM.
ROI Calculator
Calculate return on investment, net gain and annualized return.
Profit Margin Calculator
Calculate profit, profit margin and markup from cost and selling price.
Markup Calculator
Set a selling price from cost and a target markup percentage.
Break-Even Calculator
Find how many units you must sell to cover your costs.
Sales Tax Calculator
Add or remove US sales tax and see the net, tax and total.
Savings Goal Calculator
See how long it takes to reach a savings goal with monthly deposits.
Mutual Fund Calculator
Estimate mutual fund returns for a monthly SIP or a one-time lumpsum.
PAYE Calculator (South Africa)
Work out monthly PAYE income tax and take-home pay using SARS 2024/25 brackets.
UIF Calculator
Calculate the 1% UIF deduction and employer contribution from your salary.
13th Month Pay Calculator
Compute your mandatory 13th month pay from your basic salary.
Income Tax Calculator (Pakistan)
Calculate salaried income tax and take-home pay using FY 2024-25 slabs.
Guides & explainers
What is GST? A Plain-English Guide
GST explained for India: how the Goods and Services Tax works, CGST vs SGST vs IGST, the current slabs, who must register and how input tax credit works.
GuideGST Slab Rates in India, Explained
Current GST slab rates in India after the 2025 rationalisation: what falls under 0%, 5%, 18% and the 40% demerit rate, how CGST/SGST split works, and how to find your rate.
GuideHow to Calculate GST (Add and Remove)
Step-by-step GST calculation: the formula to add GST to a base price, the reverse formula to remove GST from an inclusive price, worked examples and common mistakes.
GuideGST for Freelancers in India: When You Must Register
Do freelancers in India need GST registration? The ₹20 lakh threshold, export of services and LUT, the 18% rate, invoicing basics and returns — explained simply.
GuideHow EMI Is Calculated, Step by Step
The EMI formula explained with a worked home-loan example: how banks compute your monthly instalment, why early EMIs are mostly interest, and what changes your EMI.
GuideHow to Reduce Your Home Loan EMI
Practical ways to cut a home loan EMI or total interest in India: prepayment strategy, rate negotiation and balance transfer, and the EMI-vs-tenure trade-off explained.
GuideFlat Rate vs Reducing Balance: Why the 'Cheap' Loan Isn't
Flat interest rates look about half the price of reducing-balance rates but cost nearly the same — or more. The difference explained with one worked example.
GuideSimple vs Compound Interest: the Difference That Builds Wealth
Simple and compound interest compared with the same numbers: formulas, a 10-year example, the rule of 72, and where each type shows up in real life.
GuideWhat is a SIP and How Does It Work?
SIP (Systematic Investment Plan) explained: how monthly mutual fund investing works, rupee cost averaging, the role of compounding, and what SIPs do and don't guarantee.
GuideSIP vs Lumpsum: Which Should You Choose?
SIP or lumpsum? When each approach wins, what the math says about time in the market, and the practical answer for salaried investors and windfalls.
GuideSIP vs FD: Which Is Better for Your Money?
SIP vs fixed deposit compared on returns, risk, liquidity and tax — and a simple rule for deciding which fits each financial goal.