Income Tax Calculator (New Regime, FY 2025-26)
Calculate your income tax under India's new regime instantly.
✓ FY 2025-26 new-regime slabs · updated June 2026
New tax regime, FY 2025-26 (AY 2026-27), resident individual. Slab tax ₹93,750 + 4% cess ₹3,750. The old regime, surcharge on very high incomes and other deductions are not modelled — verify with a CA for filing.
Results are estimates for information only, not financial advice. See how we build and verify our calculators.
Estimate your income tax for FY 2025-26 (AY 2026-27) under the new tax regime — the default for most taxpayers. The calculator applies the latest slabs, the ₹75,000 standard deduction for salaried income, the §87A rebate (zero tax up to ₹12 lakh taxable) with marginal relief, and the 4% health and education cess.
How to use the Income Tax Calculator
- Enter your annual income.
- Choose salaried (applies the ₹75,000 standard deduction) or other income.
- Read your taxable income, total tax with cess, effective rate and approximate monthly TDS.
Frequently asked questions
What are the new regime slabs for FY 2025-26?
0% up to ₹4L; 5% on ₹4–8L; 10% on ₹8–12L; 15% on ₹12–16L; 20% on ₹16–20L; 25% on ₹20–24L; 30% above ₹24L — plus 4% cess on the tax.
Is income up to ₹12 lakh really tax-free?
Yes for taxable income up to ₹12L: the §87A rebate cancels the slab tax for resident individuals, and salaried taxpayers effectively get up to ₹12.75L tax-free thanks to the ₹75,000 standard deduction. Marginal relief smooths the cliff just above ₹12L.
Does this calculator cover the old regime?
No — it models the new (default) regime only. If you claim large deductions like 80C, HRA and home-loan interest, compare with the old regime before filing.