FD Calculator (Fixed Deposit)
Estimate your fixed deposit maturity value and interest.
₹1,00,000
Deposit
₹41,478
Interest
₹1,41,478
Maturity value
Results are estimates for information only, not financial advice. See how we build and verify our calculators.
Estimate the maturity value of a fixed deposit (FD). Enter your deposit amount, interest rate and tenure — FDs in India typically compound quarterly, which is the default here.
How to use the FD Calculator
- Enter the deposit amount, rate and tenure.
- Keep quarterly compounding (FD standard) or change it.
- See the maturity value and interest.
Frequently asked questions
How is FD interest calculated?
Most banks compound FD interest quarterly: A = P(1 + r/4)^(4t). This calculator defaults to quarterly to match that convention.
Is FD interest taxable?
Yes, FD interest is taxable as per your income slab in India, and banks may deduct TDS. This calculator shows the pre-tax maturity value.