Net Worth Calculator
Add what you own, subtract what you owe — your true financial position.
✓ updated June 2026
What you own
What you owe
Results are estimates for information only, not financial advice. See how we build and verify our calculators.
Net worth is the single clearest measure of financial health: everything you own minus everything you owe. Fill in your assets and liabilities — nothing you type leaves your browser — and track the number over time. Growing net worth (not income) is what financial progress actually looks like.
How to use the Net Worth Calculator
- Enter your assets: cash, investments, retirement accounts, property, vehicles.
- Enter your liabilities: loan balances, credit card debt, other debts.
- Read your net worth — and recheck it quarterly to track the trend.
Frequently asked questions
Should I include my home and car?
Yes — at realistic resale value, with the loan balances under liabilities. Some people track a separate 'liquid net worth' that excludes the primary home, since you can't spend it without moving.
Is a negative net worth bad?
It's common early on (student loans, new mortgage). What matters is the direction: paying down debt and investing both move the number up — track it quarterly rather than judging a single snapshot.
Is my financial data stored anywhere?
No. Everything computes locally in your browser and disappears when you close the tab.