Inflation Calculator
See what today's money will be worth — and cost — in the future.
What costs ₹1,00,000 today will cost about ₹1,79,085 in 10 years at 6% inflation — and ₹1,00,000 kept idle will buy only ₹55,839worth of today's goods.
Results are estimates for information only, not financial advice. See how we build and verify our calculators.
Inflation quietly reprices everything. Enter an amount, an assumed inflation rate and a time horizon to see what today's expense will cost in the future — and how much today's money will actually buy by then.
How to use the Inflation Calculator
- Enter an amount in today's rupees.
- Set an inflation assumption (India's CPI has often run around 5–6%).
- Read the future cost and the future buying power of the same amount.
Frequently asked questions
How is the future cost calculated?
Future cost = amount × (1 + inflation rate)^years. At 6% inflation, ₹1,00,000 of expenses today costs about ₹1,79,000 in 10 years.
What inflation rate should I assume for India?
Long-run consumer inflation in India has often averaged around 5–6%, but it varies by period and by category (education and healthcare typically run higher). Test a range.
Why does this matter for investing?
Returns below inflation lose purchasing power even though the number grows. Subtracting inflation from your expected return gives the 'real' return that actually compounds your wealth.